Bank-grade financial services without the bank. AI-powered credit scoring, Chainlink-secured privacy, and real-time proof of reserves — all on your terms.
$2.4M
Total Value Locked
8,300+
Active Users
99.9%
Uptime SLA
Chainlink CRE
Compute & Privacy
Stellar Network
Settlement Layer
Soroban Smart Contracts
On-chain Logic
Sepolia EVM
Cross-chain Attestation
Passkey Auth
WebAuthn / FIDO2
NexusFi
Decentralized Credit
Card Number
•••• •••• •••• 9418
Holder
YOUR NAME HERE
Available
$5,000.00
DeFi Credit Card
No credit history? No problem. Our AI analyzes your on-chain activity to build a verifiable credit score — then gives you a credit line you actually control.
AI Credit Scoring
Your on-chain history, analyzed by Chainlink CRE across decentralized nodes. No bank needed.
Privacy-First Transactions
Chainlink's Trusted Execution Environment ensures your credentials and financial data never touch the blockchain.
Instant Cross-Chain Payments
Send nUSD across Stellar, Ethereum, Polygon and more in seconds — backed by real reserves.
Zero Hidden Fees
Transparent on-chain fee structure. No annual fees, no surprise charges. Auditable by anyone.
100% Collateralized
Every nUSD is backed by verifiable reserves, proven in real time via Proof of Reserve workflow.
Full Protocol Suite
One platform, five financial primitives. No middlemen, no censorship, no custody risk.
Chainlink CRE analyzes 50+ on-chain signals across decentralized oracle nodes. Tamper-proof, privacy-preserving credit assessment.
Chainlink TEE processes sensitive data inside a hardware-secured enclave. Your credentials and financial data never leave the enclave unencrypted.
Move nUSD between Stellar, Ethereum, Polygon, Solana and more. CRE verifies burns and authorizes mints across chains.
Real-time attestation that every nUSD is 100% backed. CRE oracles verify reserves on Stellar Horizon every 30 seconds.
Automated circuit breakers protect the protocol. If reserve ratios drop below safe thresholds, minting is paused within seconds.
Your credit line lives on-chain as a Soroban smart contract. Borrow, repay, and manage debt without a bank account.
Chainlink Privacy Computing
Powered by Chainlink's Confidential Compute architecture. Your financial data, API credentials, and personal information are processed inside a hardware-secured Trusted Execution Environment (TEE) — never exposed on-chain.
Encrypted at Source
Your credentials are encrypted under the TEE's threshold public key before leaving your device.
Processed in Enclave
The Chainlink oracle network routes computation to a hardware enclave. Credentials are decrypted only inside — then discarded.
Only Results On-Chain
Only a cryptographic boolean (eligible: true/false) is published on-chain. No PII, no scores, no raw data — ever.
Trusted Execution Environment
Hardware-secured · Chainlink TEE
Security Without Compromise
We combine the security standards of institutional finance with the transparency and verifiability of decentralized protocols.
Non-Custodial
Your keys, your assets. NexusFi never holds your funds. Smart contracts enforce all rules on-chain.
Proof of Reserve
Every 30 seconds, Chainlink CRE verifies that nUSD reserves exceed 100% of supply. Public and on-chain.
Multi-Sig Governance
Protocol parameters are controlled by a community multi-sig. No single point of control or failure.
Open Source
All Soroban contracts, CRE workflows, and backend code are publicly auditable on GitHub.
Getting Started
Sign up with a passkey — no seed phrases, no browser extensions. Your smart wallet is secured by your device's biometrics.
Connect your Stellar address. Chainlink CRE analyzes your on-chain activity and computes a tamper-proof AI credit score.
Receive a credit line backed by on-chain collateral. Send nUSD globally, bridge cross-chain, or hold in your DeFi wallet.
NexusFi is governed by its community. Protocol parameters, reserve ratios, and fee structures are publicly visible and controlled by multi-sig governance. No hidden decisions. No surprises.
Join thousands of users who have moved their finances on-chain. No banks. No borders. No permission required.
Open Your Account — FreeNo credit check · No annual fees · Non-custodial · Open Source